Financial 文章

When Should You Refinance Your 抵押贷款? (指导)

It's hard work finding your dream home and getting the mortgage to pay for it. By the time you've looked far and wide for a house in your price range, and jumped through all the hoops to secure your loan, you'll probably be happy to sit tight for a few years. 了解更多


The Basics of Qualifying for a 抵押贷款 Loan

Your home may be the largest purchase you ever make. 决定买房是一个重大的决定,所以必须确保这也是一个深思熟虑的选择. 花点时间去了解申请按揭贷款的资格是如何运作的,会让这个过程变得既有回报又令人兴奋. 了解更多


Why Get a 抵押贷款 Loan From a Credit Union?

Whether you’re a first-time buyer or an experienced house flipper, you may have questions about credit union mortgage loans. 它们和商业银行的抵押贷款有什么不同? 了解更多


How to Be a Competitive First-Time Home Buyer in Austin's Hot Market

Austin has been a growing city for many years. 现在, 这个古怪的小城市以超越自身文化的影响力而闻名,它正在摆脱“保持奥斯汀怪异”的氛围,成为美国最具活力的创新中心之一. 了解更多


如何支持 & Deposit Someone Else's Check

If you have a checking account, you've probably dealt with depositing checks. In general, checks are meant for the person they are written out to. When you are the payee, you're the only person that can do anything with that check. 了解更多


Discover How Much You Should Keep In Your 检查 Account

大多数在银行有存款的人都至少有一部分钱存在支票钱柜娱乐777中. 然而, 你应该在你的支票钱柜娱乐777里存多少钱是一个困难的问题,这取决于几个因素. 了解更多


抵押贷款 Loan Frequently Asked Questions (FAQs)

Taking out a mortgage can be confusing and seem like a difficult path to navigate. There are common questions that crop up from new and experienced homeowners alike, so we’ve put together a guide of FAQs about mortgages to serve as a quick reference. The questions are divided by category to help you find the answer to your question. 了解更多


Joint 检查 钱柜娱乐777: Right For You?

If you haven’t considered opening a joint account to manage shared finances, it might be a good option for you under certain circumstances. Joint bank accounts aren’t just for married couples. 在许多情况下,合并而不是保持独立的钱柜娱乐777可能对双方都有利. 了解更多


What You'll Need to Open a 检查 Account

Whether this is your first checking account or one of many, 在你去银行之前准备好你需要的文件将使整个过程顺利和简单. 开立一个支票钱柜娱乐777既快捷又无痛,尤其是当你把事情安排妥当的时候. 了解更多


How 检查 钱柜娱乐777 Affect Your Credit Score

Credit scores are more important than many people think. 是的, 它们被用来帮助贷款机构确定某人的贷款风险是否可以接受, but they’re also used for other purposes. 了解更多


4 Benefits Of 汽车贷款 Pre-Approval

It’s no secret that car shopping is an important yet stressful process, 但有一些你可以立即采取的行动,让你的大额购买变得简单得多. 了解更多


Understanding Car Loan Length

和其他贷款一样,汽车贷款也有一定的偿还期限. The right car loan length for your situation will depend on a few factors, 而且经常, it will come down to balancing a lower amount of interest with overall affordability. 了解更多


Do You Know How Car 贷款 Work?

Given the expense of cars, especially brand new models, it’s often necessary to get a car loan to cover the costs. Here, we’ll discuss how these loans work. 了解更多


5 Ways To Pay Off Your Car FASTER!

Car loans are some of the most common personal debts owed by modern drivers. With thousands of dollars paid on principal and interest every year, 许多车主被迫偿还债务,经济独立. 然而, the large amounts of money associated with an auto loan 了解更多


4 Tips for Paying at the Pump

“在加油站使用借记卡是不安全的”这句话你听过多少次?” Or really anywhere for that matter? The truth is when you are smart about how you pay, it’s completely safe to use your debit card anywhere. Fraudsters are notorious for placing card skimming devices on gas pumps. 了解更多


house key on keyring

Beware of 抵押贷款 Fraud

Preparing to purchase your dream home is super-exciting. 这在一定程度上是因为你正在选择一处可能在未来几十年里成为你的家的房产. While you're busy tending to everything on your list, be careful not to let this hectic time turn into something sinister. Scammers are targeting hopeful new homeowners. Here's what you need to know about mortgage fraud. 了解更多


Girl in pool having fun on vacation

Six Ways to Save on Summer Vacation

The ocean is calling - and so is the open road. Your dream vacation awaits! But first, you need to work out the financial details. How are you going to pay for your getaway? How much can you realistically spend? Where is the money for your vacation going to come from? 了解更多


Happy college student studying in library with friends

支付大学

春天来了——每年的这个时候,各大高校都要展开一年一度的竞赛,看哪所学校能毕业哪所高中. 对大多数学生来说,这是一个有趣和激动人心的时刻,但对很多家长来说,这可能会带来恐慌和担忧. How in the world are they going to pay for it all? 了解更多


Couple looking over paperwork

5 Ways to Build Credit 现在

如果你刚刚起步,这里有五个方法可以帮助你让你的信用评级朝着正确的方向发展, or boost your credit rating at any time. 了解更多


Man and woman happily looking at their laptop.

Consider a Credit Union

Financial institutions aren’t all created equal. 有些是大的,有些是小的,有些提供很高的储蓄利率,有些则根本不支付利息. If you’re dissatisfied with your bank, it might be time to look elsewhere. 了解更多


A woman looking at her laptop with a calculator.A Different Breed of Diversification

股票让你既能从你的钱上获得良好的回报,又能让你的钱用于主要的开支. 了解更多


10 Terms Every Home Buyer Should Know

Buying a house is a common undertaking for many Americans, 但这也是成年人所买的最复杂的东西之一,更不用说昂贵的了. 了解更多


Woman happy about purchasing her first home.

Dreaming of Your First Home

买房是一件大事,在你出价之前把一切都安排好是值得的. Here are some important steps to take. 了解更多


Retirement savings and the rate of withdrawal

Is the 4% rule still valid?

自1990年代以来, 在评估投资者是否有足够的钱度过余生时,4%的退休比例原则一直是一种指导性的指引. But economic conditions and market volatility have called this rule into question. 了解更多


Graduate college with minimal debt by choosing the right college.

Want to Graduate with Minimal Debt? Choose the Right College

大学生在毕业时的学生贷款债务的平均数额因学校和州的不同而不同. 未来的学生应该研究不同大学的毕业生在进入一个校园之前通常有多少债务. 了解更多


How To Spot Credit Repair Service Scams

你看过关于修复你的信用的广告吗?这些广告通过清除你的不良信用给你一个新的开始? Be cautious of these. 了解更多


Picture: multiple vehicles of different colors lined up in a parking lot. Used to describe car shopping and leasing versus buying.

汽车购物? Weigh Your Options Before You Make a Move

As any car owner will tell you, choosing the right car involves decisions, decisions and more decisions. 首先也是最重要的是决定在哪里购买汽车以及如何为其融资. 了解更多


Picture: Smartphone and pen on top of papers with numbers and writings over it. 用于描述微小的利率变化以及它们如何影响你的支付的文章.

Small Interest Rate 改变s

As the domestic economy improves, 美联储(Federal Reserve)已经表示,他们正在考虑加息. 了解更多


Picture: Man putting keys in the door lock of his vehicle. Used for article explaining tips to buying a car.

Tips for Buying a Car

搜索ing for the perfect car and how to obtain it can be a real hassle. Here is a list of situations you should think about before buying a vehicle. 了解更多


Picture: Employee describing information to member or client on a piece of paper. He is point to wording with his pen.

What Is A Simple Interest Loan?

When it’s time to purchase a new car, most people take out an auto loan. This type of loan is considered a simple interest loan. You may be wondering how it all works? 了解更多


Picture: Five light bulbs in total. 四个灯泡都是绿色的,并且是倒置的,而第五个是黄色的,并且是正上方的. Used to describe the differences between banks and credit unions.

How Credit Unions and Banks Differ

Open an account in a credit union and you're a member. Do the same with a bank and you're a customer. What's the difference? 了解更多


Picture: Hand grabbing card from another hand, simutaneously. 用来描述用信用卡购买大宗商品是否明智.

Buying Big Ticket Items

The next time you make a large purchase - whether it's a new appliance, 沙发上, or other costly item - don't automatically reach for your credit card. 了解更多


Today's Mobile and Digital Payment Options

When we make a purchase these days, most of us don't use cash or write out a check; and given the emergence of digital payment options, soon we may not rely on our debit and credit cards either. 了解更多


Use common sense to avoid Internet consumer scams.

Avoiding Internet Scams

While the Internet is a great place to learn and obtain information, it is also a great place for con artists to scam innocent victims. 了解更多


Keep your identity safe from phone scams.

How to Avoid "Vishing"

Vishing是“语音钓鱼”的缩写,小偷的目标是通过电话获取你的身份和金钱. 其目的是让你透露与你的钱柜娱乐777相关的信息,从而允许未经授权的访问. 了解更多


Important tips to consider to keep you safe while using a Wi-Fi network

5 Tips: Public Wi-Fi Safety

有些人在连接时没有真正意识到使用Wi-Fi“热点”的安全风险.让钱柜娱乐777来看看一些重要的建议,以确保你在使用Wi-Fi网络时的安全. 了解更多


Tips to protect unauthorized access to the funds in your checking account.

Protect Your 检查 Account

Check fraud is a serious problem in the United States. 你应该尽你所能来保护你支票钱柜娱乐777里的资金未被授权使用. Here are some important tips to follow in this effort. 了解更多


Using a Simple Car Maintenance Checklist Can Increase Your Car's Life Span

Increase Your Car's Life Span

遵循一个简单的清单可以让你专注于必要的待办事项,可以让你的车跑得更久. 了解更多


Protect Your Card At The Pump

当你快没油的时候,在你加油之前记住这四个有用的提示,它可以拯救你成为下一个罪犯的受害者. 了解更多


Get help with home improvement projects with a home equity loan

Benefits of Sprucing Up Your Home

If you've been thinking about giving your home some updates, now may be a good time to move forward on home improvement projects. Giving your home some renovations can increase your home's value. 了解更多


Save money by refinancing your auto loan at a lower rate

Refinancing 汽车贷款 101

If you're paying too much in interest for your car or truck loan, refinancing could be a great way to save some serious dough. The process is fairly simple. 了解更多


Financial goals in 2018

Five Smart Financial Resolutions

"Manage finances wisely" is a popular New Year's resolution, but it can be tough to stick to a goal so vague. Here are some specific ways to help you get money-smart in 2018. 了解更多


Routing Number / ABA Number

What is your routing / ABA number?

Greater Texas credit union和Aggieland credit union的路由号码是314977337. The Routing Number is also called an ABA number or routing transit number. You can also find it in the lower left-hand corner of your checks.


woman and her dog at computer

5 Reasons to Use a Credit Union

Comforts like smartphone bank deposits are nice, but how much are they costing you? Your statement might not show the costs directly, 但有句老话是这样说的:如果你不为一项服务付费, you're not the customer. Do your research and see for yourself how credit unions compare to for-profit banks. Consider these five categories. 了解更多