Home Equity Loan

如果你多年来在你的房子里建立了资产...

你可以用这笔钱来改善家庭环境, education expenses, consolidating your debts, and more with rates starting at 2.50% APR*.

此外，你的钱柜娱乐777手机的利息可以100%扣税.1 你的信用合作社可以帮助你循环利用钱柜娱乐777手机.

钱柜娱乐777还免除了1%的关闭成本，最高可达5000美元，以及没有发起费用. 2

了解更多关于钱柜娱乐777手机，优点和缺点和许多用途 .


Reasons Why You Might Want A Home Equity Loan

如果你正在考虑改善家庭环境或想办法支付孩子的大学教育费用, 你可能在考虑动用你的房屋净值来支付成本.

Home Remodel Life Events Emergencies
Get the kitchen of your
dreams!		 Be able to afford all
the diapers you will need.		 For life's unexpected
occurrences.


How to Apply

To apply for a Home Equity Loan, 填妥申请表，连同以下资料交回本署:

  • Mortgage Fraud Warning

  • Written verification of income. 钱柜娱乐777需要过去2年的纳税申报单加上2个月的当前工资存根.

  • A tax statement

  • Your deed of trust

  • Your Homeowners Insurance Policy

  • Your Mortgage Balance

  • 钱柜娱乐777不能为商业目的对个人宅基地进行套现.

  • When the new loan amount is $100,该物业的总贷款率超过65%, 信用合作社将要求一份经过认证的评估来确定财产的价值.

Married? 你的配偶必须作为共同申请人申请贷款. 所有的收入都需要核实.

We will take care of the rest. 你只需要计划好如何花钱! 


Have any questions or concerns? Please do not hesitate to ask. 

钱柜娱乐777的贷款部(800)749-9732或 send us a message.

 

Home Equity Resources

Apply Today
Check Rates
Loan Basics Video		 Pros & Cons
Loan Process Video
Benefits of Home Renovations		 Home Equity Calculator 
Home Insurance


*APR=Annual Percentage Rate. Stated rate is for new loans only. Minimum $10,000 new cash. 实际利率可能会因信贷资格而有所不同. 规定的利率是贷款期限为5年，60个月支付18美元.20 per $1,000 borrowed. No additional rate discounts apply. Terms and conditions apply .

1Consult your tax adviser

2 No closing cost mortgage details. 只提供以下产品:GreaterTX 30, GreaterTX 20, GreaterTX 15, GreaterTX 10, and GreaterTX 5-year fixed rate mortgages, GreaterTX 10/1, greatertx7 /1和greatertx5 /1可调利率抵押贷款, and home equity loans. 优惠只适用于组合贷款，不适用于投资者贷款. 所有申请人必须符合标准承保准则. 最大的贷款价值比率为所有抵押贷款在这个推广是90%. 当前可用的年度百分比在2之间.500% APR and 4.年利率875%取决于您的信誉和类型的抵押产品选择. Rates are subject to change. 该提议不适用于现有的大德克萨斯联邦信贷联盟抵押贷款再融资, 除非新贷款金额超过至少50美元的再融资贷款,000.00. 您将被要求在整个贷款期限内保持财产保险和所有权保险是需要的任何第一次抵押. 如贷款在交易结束之日起36个月内付清, 借款人必须偿还代表其支付的全部结账费用. 要约适用于贷款承销相关的标准第三方结算费用，包括承销费, document preparation fee, survey and appraisal, and does not include loan payoffs, lien satisfactions, taxes, insurance or any recurring expense, home inspection, flood insurance, curative title, 其他非标准律师费或结案费. 信用合作社可支付的最高结算费用金额为贷款余额的1%以下, not to exceed $5,000.00，且不包括作为交易一部分的其他各方支付的金额. 超过这一数额的结帐费用由借款人负责.


Frequently Asked Questions